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State of South Dakota (SD) Use our Bad Credit Loans Calculator for accurate estimates of possible loan amounts, interest rates, and repayment schedules in the U. $100 Payday Loan . Typical APR: Varies by states. interest rate limits on predatory, high-cost lenders. Bad credit is not a problem. Phone *. The minimum loan amount is $100, which means you can request up to $500 for a payday advance. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not. There are various sums you may take: from $30 to $2500. You can apply (even with bad credit) and, if approved. For more than a decade, payday loans, car-title loans, and high-cost installment loans in South Dakota have carried charges exceeding 300% annual percentage rate (APR). 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